← Back to the blog

From the Blog

My dad’s death, $28k credit card debt, financial freedom

June 5, 2025
My dad’s death, $28k credit card debt, financial freedom

We booked a 4-week summer vacation: Two weeks in Italy. Two weeks in the U.S. ​ Italy was supposed to be our last big family trip as a family of four—one final adventure before the new baby comes. ​ The U.S. leg was meant to visit my dad, who’d been in the ICU for five months after a mechanical fall. He was doing better than ever. Breathing on his own. Getting ready to leave the ventilator behind and start rehab. ​ But three days into Italy, I got the call. My brother said, “Come home now.” ​ Within an hour, we packed our bags, canceled everything, and booked a last-minute flight to the States. ​ We landed in Vegas and went straight to the hospital. ​ I got two hours with my dad before he passed. ​ Just two hours. But we were all there—my husband, my boys, our entire family. The monks were there. And even in the heartbreak, I felt peace. ​ That 2-hour goodbye cost me $28,000. ​ Canceled flights. Rebooked flights. Nonrefundable hotels. Missed activities. Two weeks of plans wiped. ​ And still—I’d pay it again. Ten times over. Because in the end, it wasn’t about the money. ​ It was about being there when it mattered most. ​ Holding my dad’s hand. Crying with my mom. Sitting shoulder to shoulder with my family.


In those three weeks, I never once looked at my credit card statements.

I never once stressed about expenses. The funeral alone cost $28,000. The monks—$5,000. Housing our 60+ relatives, feeding them for 5 days—thousands more. ​ My sister even flew in world-renowned Buddhist monks from LA to Vegas for a one-hour ceremony for my dad. (I didn’t know we were THAT religious lol). ​ My brother, sister, and I handled all of it. No hesitation. No back-and-forth. No resentment. ​ We didn’t care the coffin cost $5k. Or the flowers were $500. Or the portrait was $800. Or the urn was $4,800. ​ We told our mom: pick whatever you want. And we covered it.


I don’t think I realized how rich I really was until this experience.

Because for the first time, money never crossed my mind. I was just… there. Fully present. Talking. Laughing. Crying. Drinking with my family. Talking shit and telling stories about my dad. ​ That’s what wealth is to me. Freedom to show up when it matters. No guilt. No stress. Just presence. And I wouldn’t trade that for anything.


We came back. Looked at our credit card statement. And just made a plan to pay it off this month. ​ My husband and I didn’t even bother dealing with travel insurance. Didn’t call Booking.com. Didn’t chase refunds. ​ Why? Because that sh*t drains us. We’d rather take the loss and remember how lucky we were to see my dad one last time— than waste energy soaked in frustration over money. ​ That’s f*cking wealth. That’s freedom. ​ No scarcity mindset here. Just abundance. ​ $28,000 used to feel like a massive amount of money. ​ Now? It feels like a hundred bucks. That’s the mindset I live in now. ​ Wealth isn’t just about what’s in your account— It’s about how little power money has over your peace. ​ ​Unconventionally Yours, Sam